Frequently Asked Questions

You can schedule your initial consultation by filling out the contact form on our website or calling our office directly. We typically respond to online inquiries within one business day to arrange a suitable time.

To make the most of our initial session, please gather the following documents if available:

• Recent bank statements (checking and savings)
• Last three pay slips or proof of income
• Current tax returns
• Details of existing debts (mortgages, loans, credit cards)
• Current investment or pension statements

Yes, we offer a complimentary 30-minute discovery call. This allows us to understand your financial situation and goals, and for you to determine if our services are the right fit for your needs.

While we focus heavily on budget planning, cash flow management, and financial literacy, we do provide general investment strategy guidance. For specific security selection or portfolio management, we partner with certified investment advisors.

Absolutely. Retirement planning is a core component of our long-term financial strategies. We help you estimate your retirement needs, optimize your savings rate, and choose the right pension vehicles to ensure financial security in your later years.

Yes, we have significant experience assisting expats. We understand the unique challenges of managing finances across borders, including currency considerations, tax implications in different jurisdictions, and understanding the German banking system.

We operate on a transparent fee structure. Depending on the engagement type, we may charge:

• Flat Project Fee: For specific deliverables like a comprehensive budget plan.
• Monthly Retainer: For ongoing financial coaching and accountability check-ins.
• Hourly Rate: For ad-hoc consulting sessions.

We do not earn commissions from product sales, ensuring our advice remains unbiased.

We offer both. You are welcome to visit our Frankfurt office for face-to-face meetings, or we can conduct sessions securely via video conference. This flexibility allows us to serve clients across Germany and internationally.

We recommend reviewing your financial plan at least annually, or whenever you experience a significant life change such as a new job, marriage, the birth of a child, or purchasing a home. Regular reviews ensure your strategy stays aligned with your goals.